Saputra, Hafnil, Helmalia Helmalia, Afrikal Candra, Lili Suarni, and Nurlaila Nurlaila. “Patterns of Switching Behaviour of Ethnic Chinese Customers in Choosing Sharia Banking in Padang City”. Journal of Islamic Economics and Finance Studies 1, no. 1 (June 25, 2025): 10–19. Accessed April 25, 2026. https://ojs.stai-bls.ac.id/index.php/ijiefis/article/view/89.